Thoughtful financial planning can easily take a backseat to daily life.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.

I want to see a new system. I believe that the credit scoring system is broken. That's my belief.

Bad debt is sacrificing your future day needs for your present day desires.

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.