Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.

The key to making money is to stay invested.

It's impossible to map out a route to your destination if you don't know where you're starting from.

As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it.

You are to set your own value, communicate that value to the world, and then not settle for less. Sound daunting? That's just because it takes you out of your comfort zone. You have got to stop being an obstacle on your own path to wealth and security and happiness. You must understand that valuing yourself is well within your control.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

I want to see a new system. I believe that the credit scoring system is broken. That's my belief.