Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

To make the most of your money, I recommend sticking with mutual funds that don't charge a commission when you buy or sell.

You must trust yourself more than you trust anyone else with your money.

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

Private student loans should be avoided at all costs.

Many of the good things would never have happened if the bad events hadn't happened first.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.