Rather than saying, 'My checking account is a wreck,' change it to 'I will learn how to track my spending and balance my checkbook.'

Oprah deserves the best. I am not the best when it comes to divorce. What do I know about divorce? Nothing at that time.

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

It pays to be a fee fiend.

I wanted to give people the ability once again to realize that they can still dream, but it has to be a new American dream that's based in honesty, integrity, and security - a dream that allows you to sleep at night, a dream that is attainable and allows you to stand in your truth.

The way to build your savings is by spending less each month.

You must trust yourself more than you trust anyone else with your money.