Money is the currency of life because it is the external measurement system that all of us have as to how we judge where we are in our own lives.

Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!

Just because you can afford it doesn't mean you should buy it.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

Absolutely pay off credit card debt. If you're not getting a match in your 401(k) and you've got credit card debt, you've got to get yourself out of credit card debt. When you get out of credit card debt, your credit score goes up and interest starts to go down.

America has a broken spirit, that the people that are saying, "Please help me, please let me keep my home, please let me keep my car, please recognize me as a vital human being," they are falling on deaf ears.