Never, ever invest money that you will need prior to three to five years - minimum.

I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's how many people are actively looking for a job.

Every time you overhear something hurtful, I want you to do something kind for someone else.

Each cent you apply toward diminishing your debt replenishes you.

If you're going down the street and you're going the wrong way, remember - God permits U-turns.

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

You are to set your own value, communicate that value to the world, and then not settle for less. Sound daunting? That's just because it takes you out of your comfort zone. You have got to stop being an obstacle on your own path to wealth and security and happiness. You must understand that valuing yourself is well within your control.