I am a big believer that orderliness begets wealth.

Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.

Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.

Once you stop looking for a job, you are no longer considered part of the unemployment number.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

The world does not need another credit card.