I've learned an encyclopedia version of life from Oprah Winfrey.

You have to see every potential roadblock as an opportunity and a benefit.

When it comes to money, if you have it, you may feel that you don't deserve it—guilt. If you don't have it, you may feel that you should have it—guilt.

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.

A wise woman knows how to summon her courage and do what is right, rather than what is easy.

There is nothing more beautiful than a confident woman.

Power comes from who you are, not what you have, and the transformation starts with how you allow others to treat you.