I've learned an encyclopedia version of life from Oprah Winfrey.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

We women know how to take care of everybody so well. But the one person we have written out of the equation is us.

Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.

The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

Although money alone won't make us happy, the lack of money surely will make us miserable.

Messages about money are passed down from generation to generation, worn and chipped like the family dishes.