The less money you owe, the less income you'll need and the less you'll have to save for tomorrow.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

I've never believed unemployment numbers because the way that they calculate unemployment makes no sense whatsoever. It's not how many people are unemployed. It's how many people are actively looking for a job.

If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.

Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.

Many of the good things would never have happened if the bad events hadn't happened first.

I am a big believer that orderliness begets wealth.