When someone chooses to value herself over the things she can buy, true transformation begins.

Just because you can afford it doesn't mean you should buy it.

Time and love are the most valuable possessions you can share.

Each cent you apply toward diminishing your debt replenishes you.

True generosity must benefit both parties. No woman can control her destiny if she doesn't give to herself as much as she gives of herself.

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

I am a big believer that orderliness begets wealth.