If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

In order to create lasting security you must learn to stand in your truth.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

You can never solve a financial problem with money. The only way for you to have a larger net worth is for you to go within to see why you are going without.