If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

Thoughtful financial planning can easily take a backseat to daily life.

The world does not need another credit card.

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money.

No one's ever achieved financial fitness with a January resolution that's abandoned by February.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.