Make this the year you tackle that credit card debt once and for all.

Be as good to yourself as you are to those you love.

Private student loans should be avoided at all costs.

You can have all the money in the world. You can be a multi-billionaire, but if you do not have your health it means nothing. Your health is the No. 1 important thing in your life.

If you are worried about job security and do not have an adequate emergency fund (ideally eight months' worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards.

I've learned an encyclopedia version of life from Oprah Winfrey.

Stop saying yes out of fear about what others will think about you and say NO out of love for yourself!