Cut back your spending now.

Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writing for. What is your intent? What do you want the reader to get out of it? What do you want to get out of it. It's also about making a serious time commitment and getting the project done.

Just because one of you earns the paycheck doesn't mean that person should lord over how the money is handled.

Private student loans should be avoided at all costs.

... show respect for your money ... Then your money will think and care about you in return.

If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.

If you're financially responsible, your children have a much better chance to grow up financially responsible.