As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it.

The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.

Remember to remember your power - everything you've learned with these steps to financial freedom - and put it all into practice everyday, because in the grand scheme of life, you'll never really know how things are meant to turn out until they turn out.

Each cent you apply toward diminishing your debt replenishes you.

The way to build your savings is by spending less each month.

If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.

Owning a home is a keystone of wealth - both financial affluence and emotional security.