As our net worth falls, so does our self-worth. Ironically, it's when we don't have it that we most feel we have to flaunt it.

Here's my gift-giving rule: Respect your current financial situation.

Bad debt is sacrificing your future day needs for your present day desires.

When it comes to tackling your financial goals, whatever they might be, there's no time like the present.

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.

I believe in God big time and I'm proud to say I believe in God.

Money is the only thing you can use even if you don't have any. ... There's always a credit card.