When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing.

Here's my gift-giving rule: Respect your current financial situation.

When someone chooses to value herself over the things she can buy, true transformation begins.

Put your financial life on autopilot as a form of 'forced' saving.

Thoughtful financial planning can easily take a backseat to daily life.