When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

If the relationship between you and your money is harmonious, regardless of how much you have, your financial transactions will be harmonious as well.

When you give, give from the place of the heart because it is the right thing to do, not the easy thing to do.

Never, ever invest money that you will need prior to three to five years - minimum.

Opt for a fixed-rate rather than an adjustable-rate mortgage.

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.