You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

No well-planned retirement should be without long term care insurance. It is the very cornerstone of retirement security.

You can't build a future if you do not know who you are. You can't become who you are meant to be if you can't tell the truth about who you are, what you have, and everything about your life. The truth is the absolute essence to your success, while lies are the absolute essence to your failures.

Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.

If you're not staying on top of your money, you are putting your financial well-being at risk.

Never invest emergency savings in the stock market.

Private student loans should be avoided at all costs.