The dream of having one's dream job turned into "Oh my God, I'll take any job. I've been out of work for two years now. I don't care what I do. I'll do anything because I don't have any money".

I believe in God big time and I'm proud to say I believe in God.

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

Everybody in America started to define themselves by all these things they had around them. And all of a sudden it came tumbling down. So the old American dream has died, and that is a good thing.

Many of the good things would never have happened if the bad events hadn't happened first.