Absolutely pay off your credit card debt, because a child can always get a loan to go to school, possibly a scholarship, a grant.
Just because you can afford it doesn't mean you should buy it.
Recast your current problems into proactive goals.
Liking who you are and liking what you do can make you an incredibly successful person.
If you make time each month to give your money some attention, you'll start the next year in fabulous financial shape.
Each cent you apply toward diminishing your debt replenishes you.