The happiest moment of my life happens once a day.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

If you do not have at least an eight-month emergency fund, and you think there's a probability you could loose your job - and it's not just losing your job; you could be in a car accident, get sick - continue to pay the minimum on your credit card every month. Everything beyond that needs to go to establish an emergency fund. And if you have an emergency fund saved, then fund your retirement account before paying down credit card debt.

At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.