Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

Remember that in most cases, student loan debt is not dischargeable in bankruptcy. So you continue to pay it off anyway. Those who have very low interest rates (2-2.5 percent) on student loans and know everything is secure, great.

If you're in poverty and all you have is a debit card or a prepaid card or you pay in cash, it does not report to a credit bureau. If it doesn't report to a credit bureau, it cannot create a credit score for yourself.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

It's not selfish to give TO yourself as much as you give OF yourself

There's nothing wrong with saying, "I want to have more," "I want to be more," "I did this for money."