Try handling problems in the office as dispassionately as you can and I guarantee you will have a better time of it; not least because when you bring emotion into the conversation, you furnish your colleagues with an easy "out" for dismissing you. If you are able to strip out the emotion, however, people have to deal with you based on the facts.

Focus on what you have.

I think Oprah's [winfrey] learned from me that it's OK to be harsh on people because in one's harshness you can see transformation happen right before your very eyes.

... true financial freedom doesn't depend on how much money you have. Financial freedom is when you have power over your fears and anxieties instead of the other way around.

Private student loans should be avoided at all costs.

Late payments also hurt your FICO score. And never, ever take out a cash advance on your credit card.

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.