Remember to remember your power - everything you've learned with these steps to financial freedom - and put it all into practice everyday, because in the grand scheme of life, you'll never really know how things are meant to turn out until they turn out.

When it comes to money, if you have it, you may feel that you don't deserve it—guilt. If you don't have it, you may feel that you should have it—guilt.

Owning a home is a keystone of wealth - both financial affluence and emotional security.

Each cent you apply toward diminishing your debt replenishes you.

Find $50 a month for savings. No excuses!

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.