So many financial dreams are thwarted by the failure to act upon good intentions.

Bad debt is sacrificing your future day needs for your present day desires.

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.

When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.

So many financial dreams are thwarted by the failure to act upon good intentions.

I get so frustrated when people tell me it's unrealistic to create an eight-month emergency savings fund, or have money saved for a home down payment, or pay off their $5,000 credit card balance.

I'm probably the only bestselling author you know who's written more books than she's read.