Money will respond to you just like people do.
No one's ever achieved financial fitness with a January resolution that's abandoned by February.
Imagine you waking up tomorrow and you can't get a bank account; you can't get a credit union account. Everything has gone away and you're now living in poverty.
If you're going to live in the house make it your goal to just pay off your mortgage.
Find $50 a month for savings. No excuses!
The happiest moment of my life happens once a day.