Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

Here's my gift-giving rule: Respect your current financial situation.

Time and love are the most valuable possessions you can share.

Believing you are worthy of love means that you believe I deserve to be treated well - with respect and dignity. I deserve to be cherished and adored by someone. I am worthy of an intimate and fulfilling relationship. I won't settle for less than I deserve. I will do whatever it takes to create that for myself.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

Money is the only thing you can use even if you don't have any. ... There's always a credit card.