Many people are dreaming. Let me rent. Let me have a job. Let me work until I'm 70. That's not what the American Dream used to be. It used to be, let me own a home. Let me retire at 59 and a half or 65 at the latest. Let me do this. And now, really, given what's happened, good luck with anything happening unless you do it yourself.

I have a million dollars in the stock market, because if I lose a million dollars, I don't personally care.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

At the end of your life, you cannot take a penny with you. So what is the object of money if you can't take it with you?

People often panic when the markets go down and sell off their stocks - but then they aren't in the game when the markets are doing well.

To enjoy a long, comfortable retirement, save more today.

Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch. But avoiding stocks completely could mean your investment won't grow any faster than the rate of inflation.