What happens to your money directly affects the quality of your life -- not your stockbroker's life or your banker's life, but YOUR life.

Each cent you apply toward diminishing your debt replenishes you.

I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to be the support of his family. He needs to hold up the world.

If the boss is a jerk, get over it. First of all, don't you think there's a good chance that your boss's boss knows what's going on? If so, just keep your head down and do the work. Usually, if you put in maximum effort and produce excellent results, someone in the company is going to take notice. Either you will get promoted or your jerky boss will get the heave-ho. It happens all the time.

When someone chooses to value herself over the things she can buy, true transformation begins.

When you understand that your self-worth is not determined by your net-worth, then you'll have financial freedom

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.