The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.

Whatever your income, always live below your means.

Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.

Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.

Wealth is what you accumulate, not what you spend.

Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.