Whatever your income, always live below your means.

Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.

Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.

Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.

One of the reasons that millionaires are economically successful is that they think differently.

Wealth is what you accumulate, not what you spend.