Whatever your income, always live below your means.

Wealth is what you accumulate, not what you spend.

Most people have it all wrong about wealth in America. Wealth is not the same as income. If you make a good income each year and spend it all, you are not getting wealthier. You are just living high. Wealth is what you accumulate, not what you spend.

One of the reasons that millionaires are economically successful is that they think differently.

It’s easier to accumulate wealth if you don’t live in a high-status neighborhood.

Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.