Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.

If you want to catch a cold, hang out with sick people. If you want to lose, associate with losers. But if you want to become successful, go out of your way to associate with successful people.

Whatever your income, always live below your means.

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.

Wealth is what you accumulate, not what you spend.

Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.

I am not impressed with what people own. But I’m impressed with what they achieve. I’m proud to be a physician. Always strive to be the best in your field…. Don’t chase money. If you are the best in your field, money will find you.