Multiply your age times your realized pretax annual household income from all sources except inheritances. Divide by ten. This, less any inherited wealth, is what your net worth should be.

Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.

One of the reasons that millionaires are economically successful is that they think differently.

It’s easier to accumulate wealth if you don’t live in a high-status neighborhood.

Whatever your income, always live below your means.

Wealth is what you accumulate, not what you spend.