Wealth is more often the result of a lifestyle of hard work, perseverance, planning, and, most of all, self-discipline.

Whatever your income, always live below your means.

If you want to catch a cold, hang out with sick people. If you want to lose, associate with losers. But if you want to become successful, go out of your way to associate with successful people.

Good health, longevity, happiness, a loving family, self-reliance, fine friends … if you [have] five, you’re a rich man….

Money should never change one’s values…. Making money is only a report card. It’s a way to tell how you’re doing.

One of the reasons that millionaires are economically successful is that they think differently.

The foundation stone of wealth accumulation is defense, and this defense should be anchored by budgeting and planning.