This is our one and only chance at mortal life-here and now. The longer we live, the greater is our realization that it is brief. Opportunities come, and then they are gone. I believe that among the greatest lessons we are to learn in this short sojourn upon the earth are lessons that help us distinguish between what is important and what is not. I plead with you not to let those most important things pass you by. As you plan for that illusive, nonexistent future when you will have time to do all that you want to do. Instead, find you in the journey now.
Thomas S. MonsonI urge you to live within your means. One cannot spend more than one earns and remain solvent. I promise you that you will then be happier than you would be if you were constantly worrying about how to make the next payment on nonessential debt.
Thomas S. Monson