You and I have that same power at our disposal every moment of the day. At the moment, the questions that we ask ourselves can shape our perception of who we are, what we're capable of, and what we're willing to do to achieve our dreams.

I wrote down all the things I would no longer accept in my life, all the things I would no longer tolerate, and all the things that I aspired to becoming.

The fact is: You are not a manager of circumstance, you're the architect of your life's experience.

The best tool today is longevity insurance - they call it income insurance. Most people know the value of life insurance. But what if you live? So instead of trying to guess one or the other, you plan for those 20 years and you get this income insurance. If you live beyond 85, you have money that's guaranteed for as long as you live in the form of an annuity.

Whatever you really want, wants don't get met consistently, standards do.

Remember: courage, unused, diminishes. Commitment, unexercised, wanes. Love, unshared, dissipates.

Who you spend time with is who you become.