The ability to make a decision is another characteristic of a winner in money matters. I have found over and over again that those who succeed in making large sums of money reach decisions very promptly and change them, if at all, very slowly. I have also found that people who fail to make money reach decisions very slowly, if at all, and change them frequently and quickly.

A mutual fund can do for you what you would do for yourself if you had sufficient time, training, and money to diversify, plus the temperament to stand back from your money and make rational decisions.

It has been said that if you aim at nothing in life, you are likely to hit nothing! I have never had anyone come to me and say, 'Venita, I plan to fail.' Yet I have observed many who failed to plan and who unfortunately met with the same dismal results.

Luck happens when preparedness and opportunity get together.

There is no such thing as a future decision. There are only present decisions that affect the future.

The most important ingredient for success in the stock market is a sharp sense of timing.

Rid yourself of the old myth, if it has been plaguing you, that money is not important. It is important - vitally important! It is just as important as the food it buys, the shelter it provides, the doctor bills it pays, and the education it helps to procure.