Inflation takes from the ignorant and gives to the well informed.

The three most important rules in selecting the right piece of real estate are location, location, location (and when we have periods of tight money I would add terms, terms, terms).

You will find that free advice about your money is always available. It's usually those who lean back and give you the most 'positive' advice whose finances are bordering on catastrophe. They are often wrong, but never in doubt.

There is only one kind of life insurance, and that is pure protection based on a mortality table. All others are pure protection plus a cash value element that I call 'funny' banking.

I do believe I can forgive almost any shortcoming a person may have except lack of enthusiasm.

Financial planning is like navigation. If you know where you are and where you want to go, navigation isn't such a great problem. It's when you don't know the two points that it's difficult.

It has been said that if you aim at nothing in life, you are likely to hit nothing! I have never had anyone come to me and say, 'Venita, I plan to fail.' Yet I have observed many who failed to plan and who unfortunately met with the same dismal results.