The greatest testimony to the human spirit that I'm witnessing now is the fact that people still come back to work, after all that has been done to them. They are still willing to participate for a more positive future if they would be sincerely invited.

When you retire you go from Who's Who to Who's That?

Banking is a branch of the information business.

Failure is not a crime. Failure to learn from failure is.

A country does not go bankrupt.

Information about money is more important than money itself.

The information revolution has changed wealth. Intellectual capital is far more important than money.