U.S. President Theodore Roosevelt has been described as founder of the Bull Moose Party, the man who led his troops up San Juan Hill in the Spanish-American War, a big game hunter, family man, civic servant and a host of other things.

I'm constantly amazed that owners and managers of all businesses don't train their people to call the person who pays by credit card by name. It definitely makes the customer feel good and will be a factor in bringing them back to your place of business.

Kids instinctively know - although they will argue to the contrary - that they really are not mature enough to make good decisions on some important issues.

The way you look on the outside has a definite bearing on how you feel and see yourself on the inside.

After every mistake, we need to understand that we can look back and learn-so that we can move forward with confidence and avoid making the same mistake again.

The best way to make your spouse and children feel secure is not with big deposits in bank account, but with little deposits of thoughtfulness and affection in the 'love account.'

Fortunately, problems are an everyday part of our life. Consider this: If there were no problems, most of us would be unemployed. Realistically, the more problems we have and the larger they are, the greater our value to our employer.