Humans are producers of their life circumstance not just products of them.

In the self-appraisal of efficacy, there are many sources of information that must be processed and weighed through self-referent thought

Incongruities between self-efficacy and action may stem from misperceptions of task demands, as well as from faulty self-knowledge

Learning would be exceedingly laborious, not to mention hazardous, if people had to rely solely on the effects of their own actions to inform them what to do. Fortunately, most human behavior is learned observationally through modeling: from observing others one forms an idea of how new behaviors are performed, and on later occasions this coded information serves as a guide for action.

The human condition is better improved by altering detrimental circumstances and personal perspectives than by trying to alter personal outlooks, while ignoring the very circumstances that serve to nourish them

Perceived self-efficacy in coping with potential threats leads people to approach such situations anxiously, and experience of disruptive arousal may further lower their sense of efficacy that they will be able to perform skillfully

Because of such conjointedness, behavior that exerts no effect whatsoever on outcomes is developed and consistently performed