It is widely assumed that beliefs in personal determination of outcomes create a sense of efficacy and power, whereas beliefs that outcomes occur regardless of what one does result in apathy

If you look at our theories of social pathology and then at the dismal conditions in which children grow up in our ghettos, you would predict that all of them would be on drugs or psychological basket cases. Yet if you use criteria like gainful employment, forming partnerships and life without crime, you will find that most of those kids make it.

People who are burdened by acute misgivings about their coping capabilities suffer much distress and expend much effort in defensive action... they cannot get themselves to do things they find subjectively threatening even though they are objectively safe. They may even shun easily manageable activities because they see them as leading to more threatening events over which they will be unable to exercise adequate control.

Psychology cannot tell people how they ought to live their lives. It can however, provide them with the means for effecting personal and social change.

Behavior must also be adequately assessed under appropriate circumstances. Ill-defined global measures of perceived self-efficacy or defective assessments of performance will yield discordances. Disparities will also arise when efficacy is judged for performances in actual situations but performance is measured in simulated situations that are easier to deal with than the actualities

One cannot afford to be a realist.

Convictions that outcomes are determined by one's own actions can be either demoralizing or heartening, depending on the level of self-judged efficacy. People who regard outcomes as personally determined, but who lack the requisite skills, would experience low self-efficacy and view the activities with a sense of futility