Of course, we all have to be taxed, but once you start to earn more than £150,000, and start paying 45 per cent tax, you are penalised. It is like a witch hunt.

Divorce is the biggest drain, outside of school fees, and nobody wins. People think it is always in the woman's favour, but it is not necessarily.

If your fridge is full this Christmas, use nature's refrigerator - your car!

The first rule of management is delegation. Don't try and do everything yourself because you can't.

It's cool to have a well run, comfortable and inviting home.

Unless you completely understand the investment world, do not mess around with it. It is not something I would go anywhere near.

A proper family diary with everyone's events and parties in it really helps organise the household.