I'd say the main way people get into terrible financial trouble is just to spend too much money relative to their income, and that is an endemic problem in the United States of America, and that's the kind of thing that should be taught about in schools.
Ben SteinMen and women succeed because they find a field of endeavor that matches their interests and abilities.
Ben SteinPeople getting rich in a free society in general - with some scammy exceptions, which are rare - makes everyone else richer, too.
Ben Stein