It may be that these loan arrangements conform to the letter of the law, but they do not conform to the spirit of the law and to the principle of transparency on which it is based.
Bill VaughanAbove all, we must abolish hope in the heart of man. A calm despair, without angry convulsions, without reproaches to Heaven, is the essence of wisdom.
Bill VaughanThe fact that God has prohibited despair gives misfortune the right to hope all things, and leaves hope free to dare all things.
Bill VaughanWeight loss programs and health clubs have an ethical and legal obligation to adequately disclose details about program costs before customers sign a contract. They should also clearly explain how the program works and what is expected so that consumers can make an informed choice whether to join.
Bill Vaughan