What reminds you in your environment about saving? Nothing.

If you get people to feel that they are putting something, that they are creating it and so on, their love for the project would increase. The more something is yours, the more you're willing to invest in it.

With everything you do, in fact, you should train yourself to question your repeated behaviors.

Once you break the social norm and create a new social norm, all of a sudden it can stay with us for a long time.

A very simple bad decision is to get into debt. And that is very expensive.

When you get a checking account, you should have a savings account, and the number for the savings account should be one off of your checking account.

Your immediate environment is comprised of coffee shops, supermarkets, websites, apps and all kinds of things - none of which have an interest in your long-term or short-term financial well-being.