The problem is that people basically dangle debt in front of us. And the cost for the poor of course is much higher than for the wealthy.

When you get a checking account, you should have a savings account, and the number for the savings account should be one off of your checking account.

People are irrational - and predictably so.

Take a brilliant, creative social scientist, without any respect for conventional wisdom and you get Ellen Langer. She is a fantastic storyteller, and Counterclockwise is a fascinating story about the unexpected ways in which our minds and bodies are connected.

When parents have college savings accounts for their kids, their kids show higher social and cognitive performance.

The most difficult thing is to recognize that sometimes we too are blinded by our own incentives. Because we don’t see how our conflicts of interest work on us.

Marketing is all about providing information that will heighten someone's anticipated and real pleasure.