Wealth comes from hard work but not because of hard work. Wealth comes because of God. Everything is His.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

Money is 80% behavior, 20% head knowledge. It's what you do, not what you know.

Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.

I would not pre-pay. I would invest instead and let the investments cover it.

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.

I have to live my books before I write them.