Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.
Dave RamseySave 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren't the exception.
Dave RamseyWhen getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.
Dave Ramsey