Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.

When I do something stupid with money and lose it....I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.

Great talent stands in line to join your team because the culture becomes the stuff of legend.

No one got rich on a government program. Do not choose to be a common man. You can be uncommon.

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.

Enabling is the enemy of motivation.

Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!