I believe that through knowledge and discipline, financial peace is possible for all of us.

My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.

Where you are today is the sum of every choice you've ever made. If you don't like where you are, start making different choices!

There's not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.

When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.

As you will it, so shall it be.

When you create a basic budget and stick to it, it will suddenly seem like you have more money.