Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.
Dave RamseySave 3-6 months of expenses in a Rainy Day fund. Know why? Cause it is going to rain, and you aren't the exception.
Dave RamseyToo many people try to do the new job, new spouse, new house, new car thing in 18 months. That's a good way to end up broke. We've got to resist the temptation to catch up with our parents in 18 months. Slow down. You have the rest of your life to play catch up. After all, it's just stuff.
Dave RamseyChristmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.
Dave Ramsey