I am mainly concerned with unqualified knowledge, by contrast with the varieties of expert knowledge: scientific knowledge of various sorts, legal knowledge, medically expert knowledge, and so on.

Lowered reliability obviously yields a lesser competence. But lowered breadth does so as well.

There is no need for the scientist to go into whether an observation was made, nor into the who, what, when, or where. The data on which scientific theorizing is based are rather the propositional contents of the instrument readings recorded, or the facts detected thereby.

The concept of intuition is more often used in philosophical theorizing than is the concept of observation in scientific theorizing (proportionately). One reason is that there is (proportionately) more ostensible conflict of philosophical intuitions than there is ostensible conflict of scientific observations. So much for the use of a concept of intuition in philosophical theorizing.

Epistemic competence might be posterior to knowledge conceptually, however, while still prior metaphysically.

It is also certain that when we assent to some piece of reasoning when our perception of it is lacking, then either we go wrong, or, if we do stumble on the truth, it is by accident, so that we cannot be sure that we are not in error.

Through our perceptual systems, we represent our surroundings, aiming to do so accurately, where the aiming is functional or teleological, rather than intentional. And the same goes for our functional beliefs. Through our judgments, however, we do intentionally, even consciously, attempt to get it right.