Unfortunately, money is more often misused and abused than used intelligently. Most people haven't figured out how to use money wisely to truly enhance their lives. Most, it seems, act rationally with their money only when they can't dream up any more irrational ways to spend it. To be sure, financial insanity has developed its own big following including you and me.

Having a great deal of opportunity proves nothing. Opportunity without creative action is like a brand new Ferrari without an engine. You possess something valuable, but it won't get you anywhere.

Why waste so much time, energy, and money trying to buy the biggest house that your credit rating will allow? Truth be known, a small house can hold as much happiness as a large one. Sometimes it will hold even more.

It isn't much of a book of quotations if I am not in it.

Anything great that has been accomplished in the history of humanity has started with one small thought. We all have those thoughts; few people do anything with theirs, however. What do you intend to do with yours?

According to the book Celebrate Today, June 18th is National Splurge Day. Besides being the birthday of Paul McCartney and Isabella Rossellini, it's also mine. Go ahead; celebrate my birthday and don't worry about the cost!

If you're in a hurry to find happiness, slow down. Give it a chance to catch up with you.