Making loans accessible to millions of the previously unbankable customers is a noble goal. Getting them hooked to such loans isn't.

The reason why there is more pessimism about technology in Europe has to do with history, the use of databases to keep track of people in the camps, ecological disasters.

There are good reasons why we don't want everyone to learn nuclear physics, medicine or how financial markets work. Our entire modern project has been about delegating power over us to skilled people who want to do the work and be rewarded accordingly.

One possible future for WikiLeaks is to morph into a gigantic media intermediary - perhaps, even something of a clearing house for investigative reporting - where even low-level leaks would be matched with the appropriate journalists to pursue and report on them and, perhaps, even with appropriate NGOs to advocate on their causes.

There is this absurd assumption that the revitalisation of the public sphere is always a good thing. I think people tend to confuse 'civic' and 'civil,' and they believe that everything that is done by citizens is necessarily a good thing because you build a network, an association.

Making loans accessible to millions of the previously unbankable customers is a noble goal. Getting them hooked to such loans isn't.

Technological defeatism - a belief that, since a given technology is here to stay, there's nothing we can do about it other than get on with it and simply adjust our norms - is a persistent feature of social thought about technology. We'll come to pay for it very dearly.