I live a much better life without having to worry about people chasing me. I spent five years in prison from 21 to 26, which is probably the best part of my youth behind bars. I was in some very bad prisons overseas as well. It was not a fun life, it was a very lonely life in reality. I was a smart enough kid to know that I was going to get caught. The law sometimes sleeps, but the law never dies. I knew it was just a matter of time. I would be caught and I'd get punished and face the consequences.

If you believe you have a foolproof system, you've failed to take into consideration the creativity of fools.

A real man loves his wife, and places his family as the most important thing in life. Nothing has brought me more peace and content in life than simply being a good husband and father.

I always tell people what I did 50 years ago as a teenager is now 4,000 times easier to do today than when I did it. Technology breeds crime - it always has and it always will. There's always going to be people willing to use technology in a negative, self-serving way. So today it's much easier, whether it's forging checks or getting information. People go on Facebook and tell you what car they drive, their mother's name, where you are going on vacation, where you've been on vacation. There's nothing you can't research in a matter of a couple of minutes and find out about someone.

Every case involving cybercrime that I've been involved in, I've never found a master criminal sitting somewhere in Russia or Hong Kong or Beijing. It always ends up that somebody at the company did something they weren't supposed to do. They read an email, went to a website they weren't supposed to.

Most people are fascinated by what I did as a teenager, but when I look back at my life, I don't think very much about those years. I was an opportunist and got away with things because I was very young, but I went to prison and came out and remade my life.

Banks are so protected from liability they would have to really do something that was their mistake in order for them to be liable for it. Banks don't look at signatures. They're processing millions of checks and they have very little liability.