I live a much better life without having to worry about people chasing me. I spent five years in prison from 21 to 26, which is probably the best part of my youth behind bars. I was in some very bad prisons overseas as well. It was not a fun life, it was a very lonely life in reality. I was a smart enough kid to know that I was going to get caught. The law sometimes sleeps, but the law never dies. I knew it was just a matter of time. I would be caught and I'd get punished and face the consequences.

Banks are so protected from liability they would have to really do something that was their mistake in order for them to be liable for it. Banks don't look at signatures. They're processing millions of checks and they have very little liability.

What I did in my youth is hundreds of times easier today. Technology breeds crime.

Criminals look at identity theft and say only 1 in 700 criminals gets convicted of it. And they look at check forgery and they know that for every 1,400 forgers arrested, only about 123 get convicted and about 26 go to jail. So the rewards are great, but the risks are very slim. So that's one of the reasons that make it very popular.

The police can't protect consumers. People need to be more aware and educated about identity theft. You need to be a little bit wiser, a little bit smarter and there's nothing wrong with being skeptical. We live in a time when if you make it easy for someone to steal from you, someone will.

If you believe you have a foolproof system, you've failed to take into consideration the creativity of fools.

A real man loves his wife, and places his family as the most important thing in life. Nothing has brought me more peace and content in life than simply being a good husband and father.