When you meditate and still your mind, you will gain the wisdom of knowing things in this world, in other worlds and beyond worlds - it just comes to you.

The disembodied being stays in the same state of mind that it was in when it was embodied, unless it does something to change that while it is out of the body.

I would recommend, initially, if you are trying to increase your personal power level, to meditate on the navel center, not the lower two.

If you choose to draw from the inner well of free will, then you can make choices that are outside your current karmic patterns.

You can live in the world and have friends, family and possessions. But don't take them all too seriously. Death removes everything. Feel death is every moment, as life is every moment.

Have your life properly aligned with dharma. The technicalities of the movement of the kundalini are easy to master. Dharma is much more complex.

The personality structure at the time of death dissolves. You will never be exactly the you you are again.